Ngong Road

The MMF wave that swept through Kenya's Gen Z and millennial communities is one of the most exciting financial shifts this country has seen in years. Over 2.5 million Kenyans now hold money in money market funds, with a combined Ksh 370 billion under management — more than double from the previous year. Young Kenyans who used to keep money in bank savings accounts earning 4% are now earning 9–12% with apps they downloaded in under five minutes. That is a genuine win for financial literacy, and it deserves credit.

Published: January 15, 2026 It's January 2026. You've just paid your rent—again. KSh 25,000 transferred to a landlord whose name you barely know, for a house you'll never own. You do the math in your head: that's KSh 300,000 per year. Over five years, you've paid KSh 1.5 million for walls that will never be yours. Sound familiar? Here's the uncomfortable truth: every month you rent is...

For decades, the standard path for many Kenyans, the investment mantra has always been simple: Buy land, anywhere, and hold. This has led to an obsession with buying cheap plots in remote areas, assuming the value will inevitably rise over the decades. However, many are now discovering that their land titles may not secure a Bank Loan. That obsession is now hitting a brick wall at the bank....

Etymologically, the word "Ngong" is a Maasai term derived from "enkong'u," meaning "the eye" and "eye of water," or, by extension, a spring of water. The Ngong Hills (known to the Maasai as 'Oloolaiser') from the eastside slopes, overlook the Nairobi National Park game reserve and, off to the north, the city of Nairobi. The Ngong Hills, from their western...